Definition: Critical Illness Insurance: Critical illness insurance, also known as "Critical Illness Cover," is a type of health insurance that provides financial coverage for individuals who are unable to work or sustain their usual activities due to medical emergencies or conditions such as cancer, heart attack, stroke, severe heart failure, paralysis, and respiratory disease. The policy typically limits the costs of certain treatments and surgeries, as well as covers all other expenses related to critical illness. The term "critical Illness Cover" refers to a type of health insurance that provides financial assistance for individuals who are unable to work or sustain their usual activities due to medical emergencies or conditions such as cancer, heart attack, stroke, severe heart failure, paralysis, and respiratory disease. The policy typically limits the costs of certain treatments and surgeries, as well as covers all other expenses related to critical illness. The concept behind critical illness insurance is to provide financial security for individuals who may have to rely on others for income or support due to unforeseen medical emergencies or conditions. This coverage can be particularly helpful for people who are unable to work or sustain their usual activities for an extended period of time, such as the elderly, disabled, or those with pre-existing health conditions. Critical Illness Insurance is a type of insurance that provides financial assistance to individuals who are unable to work due to medical emergencies or conditions.
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